Retirement Crisis: Are We There Yet?

A flurry of studies out in recent days reveal a dramatic split between pre-retirees (nervous, not planning enough, eager for help from their employers) and the retired (things are fabulous for us, mostly).

“It’s a story of two retirements,” said Marcy Keckler, vice president of financial advice strategy at Ameriprise, whose firm released the research report Pay Yourself in Retirement: How Retirees and Pre-Retirees Plan Their Retirement Income, based on its poll of 1,300 Americans between age 55 and 75 with at least $100,000 of investable assets.

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Damian J. Sylvia

Retirement Income Solutions

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Oakhurst, NJ 07755