Wednesday, April 6, 2016

Saving for Retirement? The Rulebook Is About to Change

New rules aimed at stockbrokers will have enormous impacts on the way Americans save for retirement.

The rules aren’t coming from the government’s financial regulatory apparatus but from the Labor Department. This week, it is expected to release final regulations that will require brokers getting paid to provide investment guidance on a retirement account to act solely in the best interest of the investor.

Brokers’ recommendations to this point have only had to be “suitable”—a less rigorous standard that critics say has encouraged some advisers to charge excessive fees, favor investments that offer hidden commissions and recommend securities that can be difficult for investors to sell.


Damian J. Sylvia
Retirement Income Solutions
220 Monmouth Road 
Oakhurst, NJ 07755 

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