“Paving the Way to Better Retirements” (editorial, July 23) drew crucial attention to retirement insecurity and states leading the way in expanding workplace savings opportunities.
Fifty-five million Americans lack workplace retirement savings plans. Yet we know that access to payroll deduction makes people 15 times more likely to save for retirement. States have recognized this and are stepping up — red and blue states, urban and rural. Since 2012, roughly half the states have considered the effect of retirement insecurity.
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Damian J. Sylvia
Retirement Income Solutions
220 Monmouth Road
Oakhurst, NJ 0775
