The 8 Steps To A Successful Early Retirement

How would you like to retire early? Maybe 62 is a good age or maybe you’d like to retire at 60 or even 55.

But unless you’ve won the lottery, have a government pension or are the favorite niece or nephew of a rich uncle, you may find it difficult to achieve your goal. If can still be done, though. You have two options: cut your expenses or increase your retirement savings. Better yet, do both.

More specifically, you should be able to take that job and shove it at an age earlier than 65 if you do the following:

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Damian J. Sylvia

Retirement Income Solutions

220 Monmouth Road

Oakhurst, NJ 07755

How to Play 'Retirement Catch-Up' If You Had a Late Start

You've celebrated your 40th birthday (or better).

Now that you're older and wiser, you decide to start learning about retirement planning. You assume you still have plenty of time. After all, retirement is more than a decade away.

You start reading about retirement planning -- and your stomach churns. Every article and book says that you were supposed to start saving in your 20s. Oops. It's too late for that. You're firmly in the middle of life, and your retirement savings are meager.

How can you catch up, if you've had a late start? Here are a few tips.

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3 ways to get retirement ready in your 20s

As a 20-year-old, saving for retirement can easily fall to the bottom of the priorities list.

College graduates must focus on repaying their loans and paying rent wherever they may have moved for a career, although several would rather backpack and see the world before making their next career moves. Add to all of those ambitions potentially accrued debt and it could spell a recipe for disaster.

However, despite all of their immediate financial needs and responsibilities, 20-year-olds have the greatest opportunity to ensure a successful retirement if they start on the right path.

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Damian Sylvia

Managing Partner

Retirement Income Solutions